:root {
  --bg: #f6f9ff;
  --surface: #ffffff;
  --surface-2: #eef4ff;
  --text: #1a2233;
  --muted: #54607a;
  --primary: #1d4ed8;
  --primary-2: #1e40af;
  --accent: #0ea5e9;
  --ok: #166534;
  --danger: #b91c1c;
  --radius: 16px;
  --radius-sm: 10px;
  --shadow: 0 12px 30px rgba(16, 38, 84, 0.12);
  --shadow-sm: 0 6px 20px rgba(16, 38, 84, 0.08);
  --max: 1120px;
  --space: clamp(16px, 2vw, 24px);
  --font: "Inter", "Segoe UI", Roboto, Arial, sans-serif;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font);
  color: var(--text);
  background: linear-gradient(180deg, #f8fbff 0%, #f4f8ff 100%);
  line-height: 1.6;
}
a { color: var(--primary); text-decoration: none; }
a:hover { color: var(--primary-2); }
img { max-width: 100%; display: block; border-radius: var(--radius); }
.skip-link {
  position: absolute; left: -999px; top: auto;
  background: #000; color: #fff; padding: 8px 12px; z-index: 99;
}
.skip-link:focus { left: 12px; top: 12px; }
.container { width: min(100% - 2rem, var(--max)); margin-inline: auto; }
.section { padding: clamp(52px, 7vw, 90px) 0; }
.section.alt { background: var(--surface-2); }
.section-head { max-width: 760px; margin-bottom: 28px; }
.eyebrow {
  display: inline-block; font-weight: 700; font-size: .83rem; letter-spacing: .06em;
  text-transform: uppercase; color: var(--primary);
}
h1, h2, h3 { line-height: 1.2; margin-bottom: 12px; }
h1 { font-size: clamp(1.7rem, 4vw, 3rem); }
h2 { font-size: clamp(1.4rem, 3vw, 2.2rem); }
h3 { font-size: clamp(1.1rem, 2vw, 1.3rem); }
p { margin-bottom: 10px; color: var(--text); }
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255, 255, 255, .9);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid #dbe7ff;
}
.header-wrap { display: flex; align-items: center; justify-content: space-between; min-height: 74px; gap: 10px; }
.brand { display: inline-flex; align-items: center; gap: 10px; font-weight: 800; color: var(--text); }
.brand-mark {
  width: 28px; height: 28px; display: inline-grid; place-items: center;
  border-radius: 50%; background: linear-gradient(135deg, var(--primary), var(--accent)); color: #fff;
}
.nav { display: flex; align-items: center; gap: 14px; }
.nav a { font-weight: 600; color: #2f3a52; }
.nav a.active { color: var(--primary); }
.menu-toggle {
  display: none; border: 1px solid #cad8ff; background: #fff; border-radius: 10px;
  width: 44px; height: 44px; cursor: pointer;
}
.menu-toggle span { display: block; width: 22px; height: 2px; margin: 5px auto; background: #2b3a5a; }
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  background: linear-gradient(135deg, var(--primary), var(--accent));
  color: #fff; border: none; border-radius: 999px; padding: 12px 20px;
  font-weight: 700; box-shadow: var(--shadow-sm); transition: .25s ease;
}
.btn:hover { transform: translateY(-2px); filter: brightness(1.03); color: #fff; }
.btn:focus-visible, .menu-toggle:focus-visible, input:focus-visible, textarea:focus-visible, select:focus-visible, .faq-question:focus-visible {
  outline: 3px solid #9cc2ff; outline-offset: 2px;
}
.btn-sm { padding: 10px 14px; font-size: .9rem; }
.btn-outline {
  background: transparent; color: var(--primary); border: 1px solid #9fc1ff;
}
.hero { padding: clamp(36px, 6vw, 72px) 0; }
.hero-grid { display: grid; gap: 22px; align-items: center; }
.hero-sub { font-size: 1.08rem; color: #24324f; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 12px; margin: 18px 0; }
.trust-inline { list-style: none; display: flex; flex-wrap: wrap; gap: 10px; padding: 0; }
.trust-inline li { background: #fff; border: 1px solid #dbe6ff; padding: 8px 12px; border-radius: 999px; font-size: .92rem; }
.hero-media { box-shadow: var(--shadow); border-radius: var(--radius); overflow: hidden; }
.cards-3, .cards-4 { display: grid; gap: 16px; }
.card {
  background: var(--surface); border: 1px solid #dce7ff; border-radius: var(--radius);
  padding: 20px; box-shadow: var(--shadow-sm);
}
.icon {
  width: 40px; height: 40px; display: grid; place-items: center;
  border-radius: 12px; background: #e8f1ff; margin-bottom: 10px;
}
.two-col { display: grid; gap: 18px; }
.panel {
  background: #fff; border: 1px solid #d8e5ff; border-radius: var(--radius);
  padding: 20px; box-shadow: var(--shadow-sm);
}
.panel ul { padding-left: 18px; }
.text-link { font-weight: 700; }
.steps { list-style: none; display: grid; gap: 12px; }
.steps li {
  background: #fff; border: 1px solid #dbe6ff; border-radius: var(--radius-sm); padding: 16px;
}
.contact-grid { display: grid; gap: 16px; }
.faq-list { display: grid; gap: 12px; }
.faq-item { border: 1px solid #d7e4ff; border-radius: 12px; background: #fff; overflow: hidden; }
.faq-question {
  width: 100%; text-align: left; background: #fff; border: 0; padding: 16px;
  font-weight: 700; color: #1f2c45; cursor: pointer;
}
.faq-question::after { content: "+"; float: right; }
.faq-item.open .faq-question::after { content: "−"; }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .3s ease; }
.faq-answer p { padding: 0 16px 16px; color: var(--muted); }
.cta-box {
  background: linear-gradient(120deg, #0f2f84, #1456c4);
  color: #fff; border-radius: 22px; padding: clamp(24px, 4vw, 40px);
}
.cta-box p, .cta-box h2 { color: #fff; }
.site-footer { background: #111a2b; color: #d8e4ff; padding-top: 40px; }
.site-footer a { color: #c4dbff; }
.footer-grid { display: grid; gap: 20px; padding-bottom: 20px; }
.footer-bottom { border-top: 1px solid #2a3a58; padding: 14px 0 24px; font-size: .95rem; }
.to-top {
  position: fixed; right: 16px; bottom: 16px; width: 42px; height: 42px;
  border: 0; border-radius: 50%; background: var(--primary); color: #fff;
  display: none; cursor: pointer; box-shadow: var(--shadow-sm);
}
.to-top.show { display: block; }
.form-wrap { max-width: 760px; }
form { display: grid; gap: 14px; }
label { font-weight: 600; display: block; margin-bottom: 6px; }
input, textarea, select {
  width: 100%; padding: 12px 14px; border: 1px solid #bfd0f7; border-radius: 10px;
  font: inherit; background: #fff;
}
textarea { min-height: 130px; resize: vertical; }
.field-error { color: var(--danger); font-size: .88rem; display: none; }
.field-error.show { display: block; }
.form-note { font-size: .95rem; color: var(--muted); }
.form-status { padding: 12px 14px; border-radius: 10px; display: none; }
.form-status.info { display: block; background: #eef4ff; border: 1px solid #cddffe; }
.legal { padding-top: 24px; }
.legal-wrap { max-width: 860px; background: #fff; border: 1px solid #d9e6ff; border-radius: 16px; padding: clamp(20px, 4vw, 36px); box-shadow: var(--shadow-sm); }
.legal nav { margin: 12px 0 20px; }
.legal nav ul { padding-left: 18px; display: grid; gap: 4px; }
.legal h2 { margin-top: 24px; }
.reveal { opacity: 0; transform: translateY(16px); transition: .5s ease; }
.reveal.visible { opacity: 1; transform: none; }
@media (min-width: 860px) {
  .hero-grid { grid-template-columns: 1.08fr .92fr; }
  .cards-3 { grid-template-columns: repeat(3, 1fr); }
  .cards-4 { grid-template-columns: repeat(4, 1fr); }
  .two-col { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1.1fr 1fr 1fr; }
}
@media (max-width: 859px) {
  .menu-toggle { display: inline-block; }
  .nav {
    position: absolute; right: 1rem; top: 70px; width: min(88vw, 320px);
    flex-direction: column; align-items: stretch; padding: 14px; background: #fff;
    border: 1px solid #d9e5ff; border-radius: 14px; box-shadow: var(--shadow);
    display: none;
  }
  .nav.open { display: flex; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
}